TABLE OF CONTENTS
Title page
Table of contents
Abstract
CHAPTER ONE
INTRODUCTION
1.0 Background of the study
1.1 Statement of the problem
1.2 Purpose of the study
1.3 Research question
1.4 Statement of Hypothesis
1.5 Theoretical Framework
1.6 Significance of the study
1.7 Scope of the study
1.8 Limitations of the study
1.9 Definitions of terms
CHAPTER TWO
LITERATURE REVIEW
2.1 Introduction
2.2 Concept of Oko Micro-Finance Bank
2.3 The record of Micro-Finance Bank
2.4 Importance of credit to the Development
of the Rural Communities
2.5 Micro-Finance Bank offer a number of credit
delivery schemes
2.6 Products and Services
2.7 Summary of Literature review
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Design of the study
3.2 Area of the study
3.3 Population of the study
3.4 Sample/Sampling Techniques
3.5 Instrument for data
3.6 Reliability and Validity of the instrument
3.7 Distribution and retrieval of the instrument
3.8 Method of data analysis
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.1 Personal Data
4.2 Data presentation
4.3 Analysis of research questions
4.4 Testing of hypothesis
CHAPTER FIVE
SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATIONS
5.1 Summary of findings
5.2 Conclusion
5.3 Recommendation
References
Appendix
Questionnaire
Abstract
This study aim at describing the role of micro-finance banks in the development of rural areas. To this effect, a case study was used which is Oko Micro-Finance Bank 2004-2014. This study aim at unearthing the powerful strategy for alleviating poverty in general and rural poverty in developing country, to analyze the strengths, weakness, opportunities and threats of micro-finance institutions in the selected region, to access the problems encountered by micro-finance service consumers in the rural areas. To achieve this purpose, 4 (four) research questions were raised Vis: how does micro-finance institution operate in selected rural settling in the country? What are the problems encountered by micro-finance service consumers in the rural areas? What are strengths, weaknesses, opportunities and threats of micro-finance institutions in the selected region? In addition, hypotheses were formulated to guide the study namely: Micro-Finance Banks helps in the development of rural areas. Oko Micro-Finance Bank is aimed at increasing the level of per-capital income of Oko-community in Anambra State. The researcher uses percentages respondents’ opinion. The researcher also made some Recommendations among which were: Micro-Finance Banks should involve themselves in the catchments areas. Because is the last hope of rural dwellers.
CHAPTER ONE
Introduction
1.0 Background to the Study
A major development issue facing many developing countries has been the need to reduce the scale and depth of poverty among the growing population. Chandy and Gerts (2011) estimate that there were about 878.2 million people living below the poverty line in the year 2010. Of this number over 700 million live in rural areas. African has 369.9 million population or proportion of poor people the elimination and reduction of poverty is a key concern of development thinkers and practitioner (Coyle, 2007; Ifrpi, 2008).
The beginning of the 1970’s saw attention general towards improving the wellbeing of the rural poor who formed the majority of the population in developing countries, many governments and international and local agencies shifted their attention and channeled their resources towards development of rural area. This idea was motivated by......
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